/* ======= CSS RESET & FONT FAMILY ======= */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
article, aside, details, figcaption, figure, 
footer, header, hgroup, menu, nav, section {
  display: block;
}
body {
  line-height: 1.55;
  font-family: 'Ubuntu', Arial, sans-serif;
  background: #fff;
  color: #232323;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
a {
  color: #2C4874;
  text-decoration: none;
  transition: color 0.2s;
}
a:hover, a:focus {
  color: #A5831A;
}
ul, ol {
  margin-left: 1.2em;
}
img {
  display: block;
  max-width: 100%;
  height: auto;
}
table {
  border-collapse: collapse;
  width: 100%;
}
th, td {
  text-align: left;
  padding: 12px 10px;
}
th {
  background: #f6f7fa;
  font-family: 'Baloo 2', cursive, sans-serif;
  color: #2C4874;
  font-size: 16px;
  font-weight: 600;
}
td {
  font-size: 15px;
  color: #232323;
}
/* ======= TYPOGRAPHY ======= */
h1, h2, h3, h4 {
  font-family: 'Baloo 2', cursive, sans-serif;
  font-weight: 700;
  color: #2C4874;
  letter-spacing: 0.02em;
}
h1 {
  font-size: 2.5rem; /* 40px */
  margin-bottom: 24px;
  line-height: 1.15;
}
h2 {
  font-size: 2rem;
  margin-bottom: 20px;
  line-height: 1.2;
}
h3 {
  font-size: 1.35rem;
  margin-bottom: 14px;
  line-height: 1.25;
}
h4 {
  font-size: 1.15rem;
  margin-bottom: 10px;
}
p, ul, ol, table, li {
  font-family: 'Ubuntu', Arial, sans-serif;
  font-size: 1rem;
  margin-bottom: 14px;
  color: #232323;
}
strong {
  color: #2C4874;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 6px 24px 0 rgba(44, 72, 116, 0.08), 0 1.5px 6px 0 rgba(168, 131, 26, 0.05);
}
.container {
  width: 100%;
  max-width: 1050px;
  margin: 0 auto;
  padding: 0 10px;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.text-section {
  max-width: 670px;
  margin-left: auto;
  margin-right: auto;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: flex-start;
  margin-top: 12px;
}
.feature-grid > div {
  flex: 1 1 230px;
  min-width: 215px;
  background: #fff;
  border-radius: 16px;
  border: 1.5px solid #F3D7A1;
  box-shadow: 0 2px 10px rgba(44, 72, 116, 0.04);
  padding: 26px 20px 20px 20px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transition: box-shadow 0.22s, border-color 0.22s;
  position: relative;
  margin-bottom: 20px;
}
.feature-grid > div:hover {
  box-shadow: 0 6px 36px 0 rgba(44,72,116,0.10);
  border-color: #F8D433;
  z-index: 1;
}
.feature-grid img {
  width: 38px;
  height: 38px;
  margin-bottom: 14px;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 2px 10px rgba(44, 72, 116, 0.04);
  border: 1px solid #e9e6ce;
  position: relative;
  margin-bottom: 20px;
  padding: 20px;
}
.card-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
ol {
  list-style: decimal inside;
  padding-left: 0;
}
ul {
  list-style: disc inside;
  padding-left: 0;
}
/* ======= BUTTONS & CTAs ======= */
.cta-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 165px;
  padding: 13px 38px;
  border-radius: 32px;
  background: #2C4874;
  color: #fff;
  font-family: 'Baloo 2', cursive, sans-serif;
  font-size: 1.07rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  border: none;
  box-shadow: 0 2px 10px 0 rgba(44, 72, 116, 0.18);
  transition: background 0.19s, box-shadow 0.17s, color 0.17s, transform 0.18s;
  margin-top: 8px;
  margin-bottom: 18px;
  cursor: pointer;
  position: relative;
  outline: none;
  text-shadow: 0 1px 0 #0004;
}
.cta-btn:hover, .cta-btn:focus {
  background: #F8D433;
  color: #2C4874;
  transform: translateY(-2px) scale(1.03);
  box-shadow: 0 6px 26px 0 rgba(248, 212, 51, 0.18);
  text-shadow: none;
}
.button-gold {
  background: #F8D433;
  color: #2C4874;
  border: none;
}
.button-gold:hover, .button-gold:focus {
  background: #2C4874;
  color: #fff;
}
.button-outline {
  background: transparent;
  color: #2C4874;
  border: 2px solid #F3D7A1;
}
.button-outline:hover, .button-outline:focus {
  background: #F3D7A1;
  color: #2C4874;
}
button, input[type="submit"] {
  font-family: 'Baloo 2', cursive, sans-serif;
  font-size: 1rem;
}
/* ======= TESTIMONIALS ======= */
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 2px 16px 0 rgba(44, 72, 116, 0.09);
  border-left: 6px solid #F8D433;
  margin-bottom: 20px;
  color: #242424;
  font-family: 'Ubuntu', Arial, sans-serif;
  font-size: 1.05rem;
  position: relative;
  transition: box-shadow 0.18s, border-color 0.18s;
}
.testimonial-card strong {
  color: #2C4874;
  font-weight: 700;
  margin-left: auto;
  font-size: 1rem;
}
.testimonial-card:hover {
  box-shadow: 0 8px 36px 0 rgba(44,72,116,0.15);
  border-left: 6px solid #A5831A;
}

/* ======= HEADER & NAVIGATION ======= */
header {
  width: 100%;
  background: #fff;
  box-shadow: 0 2px 15px rgba(44, 72, 116, 0.07);
  position: relative;
  z-index: 100;
  display: flex;
  flex-direction: column;
  align-items: stretch;
  padding: 0 0 0 0;
}
header > a img {
  height: 46px;
  width: auto;
  margin: 20px 0 14px 20px;
}
.main-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
  justify-content: center;
  margin-bottom: 0;
  padding: 0 18px 0 0;
}
.main-nav a {
  padding: 0 15px;
  font-size: 1.07rem;
  font-family: 'Baloo 2', cursive, sans-serif;
  font-weight: 500;
  color: #2C4874;
  text-shadow: 0 1px 0 #fff3;
  border-radius: 18px;
  transition: color 0.13s, background 0.13s;
  line-height: 40px;
  position: relative;
}
.main-nav a:hover, .main-nav a:focus {
  color: #F8D433;
  background: #2C4874;
  text-shadow: none;
}
.cta-btn {
  margin-left: 18px;
  margin-right: 12px;
}

/* ======= MOBILE NAVIGATION ======= */
.mobile-menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 2rem;
  color: #2C4874;
  cursor: pointer;
  z-index: 501;
  position: absolute;
  right: 24px;
  top: 20px;
  padding: 6px 10px;
  border-radius: 8px;
  transition: background 0.16s, color 0.16s;
}
.mobile-menu-toggle:focus, .mobile-menu-toggle:hover {
  background: #E8F1F5;
  color: #F8D433;
}
.mobile-menu {
  display: none;
  flex-direction: column;
  align-items: flex-start;
  justify-content: start;
  position: fixed;
  top: 0; left: 0;
  width: 100vw;
  height: 100vh;
  background: #fff;
  z-index: 9999;
  transform: translateX(100%);
  transition: transform 0.36s cubic-bezier(.67,.01,.38,1.01);
  box-shadow: 0 0 0 999px rgba(44, 72, 116, 0.09);
}
.mobile-menu.open {
  display: flex;
  transform: translateX(0%);
}
.mobile-menu-close {
  background: none;
  border: none;
  font-size: 2rem;
  color: #2C4874;
  align-self: flex-end;
  margin: 22px 24px 0 0;
  padding: 6px 10px;
  border-radius: 8px;
  transition: background 0.16s, color 0.16s;
  cursor: pointer;
  z-index: 1001;
}
.mobile-menu-close:focus, .mobile-menu-close:hover {
  background: #E8F1F5;
  color: #F8D433;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 7px;
  width: 100%;
  margin-top: 32px;
  padding: 0 40px;
}
.mobile-nav a {
  padding: 16px 0 16px 12px;
  border-radius: 12px;
  font-size: 1.15rem;
  font-family: 'Baloo 2', cursive, sans-serif;
  color: #2C4874;
  font-weight: 700;
  background: none;
  transition: color 0.13s, background 0.13s;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  color: #fff;
  background: #2C4874;
}
/* ======= FOOTER ======= */
footer {
  background: #2C4874;
  color: #fff;
  margin-top: 40px;
  padding: 38px 0 0 0;
  border-radius: 24px 24px 0 0;
  box-shadow: 0 -4px 24px 0 rgba(44,72,116,0.12);
}
footer .container {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  justify-content: center;
  align-items: flex-start;
  margin-bottom: 30px;
}
.footer-links nav {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.footer-links a {
  color: #fff;
  font-size: 1rem;
  font-family: 'Baloo 2', cursive, sans-serif;
  font-weight: 500;
  padding: 2px 0;
  opacity: 0.87;
  transition: color 0.11s, opacity 0.11s;
}
.footer-links a:hover, .footer-links a:focus {
  color: #F8D433;
  opacity: 1;
}
.footer-brand {
  display: flex;
  justify-content: center;
  align-items: center;
  margin-bottom: 12px;
}
.footer-brand img {
  width: 54px;
  height: auto;
  filter: drop-shadow(0 2px 4px rgba(0,0,0,0.08));
}
.copyright {
  text-align: center;
  font-size: 0.97rem;
  color: #dedede;
  margin: 0 0 21px 0;
  letter-spacing: 0.02em;
}
/* ======= GOLD ACCENTS & HIGHLIGHTS ======= */
::-webkit-selection {
  background: #F8D433;
  color: #2C4874;
}
::selection {
  background: #F8D433;
  color: #2C4874;
}
hr, .gold-line {
  border: none;
  height: 2px;
  background: #F8D433;
  width: 56px;
  border-radius: 2px;
  margin: 18px 0 24px 0;
}
/* ======= TABLE ======= */
table {
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 2px 8px 0 rgba(44,72,116,0.04);
  margin-bottom: 20px;
}
th, td {
  border-bottom: 1px solid #f1efdb;
}
tr:last-child th, tr:last-child td {
  border-bottom: none;
}
/* ======= COOKIE CONSENT ======= */
.cookie-banner {
  display: flex;
  align-items: center;
  gap: 18px;
  justify-content: center;
  position: fixed;
  left: 0; right: 0;
  bottom: 0;
  background: #2C4874;
  color: #fff;
  font-family: 'Ubuntu', Arial, sans-serif;
  font-size: 1rem;
  padding: 24px 12px 18px 12px;
  z-index: 10001;
  box-shadow: 0 -2px 24px 0 rgba(44,72,116,0.11);
  animation: cookieSlideUp 0.85s cubic-bezier(.6,0,.53,1.02);
}
@keyframes cookieSlideUp {
  0% { transform: translateY(120%); opacity: 0; }
  50% { opacity: 0.22; }
  100% { transform: translateY(0); opacity: 1; }
}
.cookie-banner strong {
  color: #F8D433;
}
.cookie-banner button {
  margin-left: 6px;
  padding: 10px 26px;
  font-size: 1rem;
  border-radius: 18px;
  border: none;
  font-family: 'Baloo 2', cursive, sans-serif;
  font-weight: 600;
  background: #F8D433;
  color: #2C4874;
  cursor: pointer;
  transition: filter 0.15s, background 0.16s, color 0.15s;
  box-shadow: 0 2px 8px 0 rgba(44,72,116,0.05);
}
.cookie-banner button:hover, .cookie-banner button:focus {
  filter: brightness(97%);
  background: #A5831A;
  color: #fff;
}
.cookie-banner .cookie-settings-btn {
  background: transparent;
  color: #F8D433;
  border: 2px solid #F8D433;
}
.cookie-banner .cookie-settings-btn:hover, .cookie-banner .cookie-settings-btn:focus {
  background: #F8D433;
  color: #2C4874;
}
/* ======= COOKIE MODAL ======= */
.cookie-modal-overlay {
  display: none;
  position: fixed;
  z-index: 10002;
  top: 0; left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(44, 72, 116, 0.26);
  flex-direction: column;
  justify-content: center;
  align-items: center;
  animation: cookieModalFadeIn 0.88s cubic-bezier(.67,.01,.38,1.01);
}
.cookie-modal-overlay.open {
  display: flex;
}
@keyframes cookieModalFadeIn {
  0% { opacity: 0; }
  100% { opacity: 1; }
}
.cookie-modal {
  background: #fff;
  border-radius: 18px;
  max-width: 380px;
  width: 92vw;
  padding: 32px 22px 26px 22px;
  box-shadow: 0 6px 36px 0 rgba(44,72,116,.15);
  color: #2C4874;
  font-family: 'Ubuntu', Arial, sans-serif;
  display: flex;
  flex-direction: column;
  gap: 18px;
  position: relative;
  animation: cookieModalPop 0.51s cubic-bezier(.67,.01,.38,1.01);
}
@keyframes cookieModalPop {
  0% { opacity: 0; transform: scale(0.89); }
  65% { opacity: .85; transform: scale(1.03); }
  100% { opacity: 1; transform: scale(1); }
}
.cookie-modal-close {
  position: absolute;
  top: 16px; right: 16px;
  background: none;
  border: none;
  font-size: 1.3rem;
  color: #2C4874;
  padding: 4px 8px;
  border-radius: 8px;
  cursor: pointer;
  transition: background 0.12s;
}
.cookie-modal-close:hover, .cookie-modal-close:focus {
  background: #E8F1F5;
  color: #F8D433;
}
.cookie-categories {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin: 10px 0;
}
.cookie-category {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 12px 0 12px 0;
  border-bottom: 1px solid #ede8c9;
}
.cookie-category:last-child {
  border-bottom: none;
}
.cookie-category label {
  font-weight: 600;
  font-family: 'Baloo 2', cursive, sans-serif;
  font-size: 1.05rem;
  color: #2C4874;
}
.cookie-category input[type="checkbox"] {
  accent-color: #F8D433;
  width: 20px; height: 20px;
}
.cookie-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 14px;
  justify-content: flex-end;
}
.cookie-actions button {
  font-size: 1rem;
  padding: 10px 28px;
  border-radius: 14px;
  border: none;
  font-family: 'Baloo 2', cursive, sans-serif;
  font-weight: 700;
  background: #F8D433;
  color: #2C4874;
  cursor: pointer;
  transition: filter 0.13s, background 0.12s, color 0.12s;
}
.cookie-actions .button-outline {
  background: transparent;
  color: #2C4874;
  border: 2px solid #F8D433;
}
.cookie-actions .button-outline:hover, .cookie-actions .button-outline:focus {
  background: #F8D433;
  color: #fff;
}
.cookie-actions .button-gold:hover, .cookie-actions .button-gold:focus {
  background: #2C4874;
  color: #F8D433;
}

/* ======= FORM ELEMENTS ======= */
input, textarea, select {
  font-family: 'Ubuntu', Arial, sans-serif;
  font-size: 1rem;
  border-radius: 10px;
  border: 1px solid #CED4DC;
  padding: 14px;
  margin-bottom: 16px;
  background: #FAFBFD;
  color: #2C4874;
  transition: border-color 0.12s, box-shadow 0.12s;
}
input:focus, textarea:focus, select:focus {
  border-color: #F8D433;
  outline: none;
  box-shadow: 0 0 0 2px #F8D43333;
}

/* ======= SPACING & FLEX GAPS STANDARD ======= */
section {
  margin-bottom: 60px;
  padding: 40px 20px;
}
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  margin-bottom: 20px;
  position: relative;
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* ======= RESPONSIVE DESIGN ======= */
@media (max-width: 1050px) {
  .container {
    max-width: 96vw;
    padding: 0 4vw;
  }
}
@media (max-width: 900px) {
  .feature-grid > div { min-width: 170px; }
  .main-nav { gap: 4px; }
}
@media (max-width: 768px) {
  .section, section {
    margin-bottom: 42px;
    padding: 22px 3vw;
  }
  .container {
    padding: 0 1vw;
    max-width: 99vw;
  }
  header > a img {
    margin-left: 12px;
  }
  h1 {font-size: 2rem;}
  h2 {font-size: 1.45rem;}
  h3 {font-size: 1.12rem;}
  .text-section {max-width: none;}
  .feature-grid {
    flex-direction: column;
    gap: 18px;
  }
  .feature-grid > div {
    min-width: unset;
    width: 100%;
    padding: 20px 13px 15px 13px;
  }
  .testimonial-card {
    flex-direction: column;
    gap: 10px;
    padding: 12px 10px;
  }
  .card-container, .content-grid {
    flex-direction: column;
    gap: 14px;
  }
  .footer-links {
    flex-direction: column;
    gap: 12px;
    margin-bottom: 12px;
  }
  .mobile-menu-toggle {
    display: block;
  }
  .main-nav {
    display: none !important;
  }
  .cta-btn {
    margin-left: 0 ; margin-right: 0;
    min-width: 120px;
    padding: 10px 22px;
    font-size: 1rem;
  }
  .text-image-section {
    flex-direction: column;
    gap: 18px;
    align-items: flex-start;
  }
  .content-wrapper {
    gap: 14px;
  }
}
@media (max-width: 480px) {
  .section, section {
    padding: 16px 0.5vw;
  }
  h1 {font-size: 1.26rem;}
  h2 {font-size: 1.09rem;}
  th, td {font-size: .98rem;}
}

/* ======= MODERN REFINED DETAILS ======= */
.card, .feature-grid > div, .testimonial-card, .cookie-modal, .section, section {
  box-shadow: 0 2px 12px 0 rgba(44,72,116,0.05);
}
.card, .feature-grid > div, .testimonial-card {
  border: 1.5px solid #fae6b6;
}
hr {
  border: none;
  background: #F8D433;
  height: 2px;
  margin: 22px 0;
  border-radius: 2px;
}
/* ======= LUXURY MICRO-INTERACTIONS ======= */
.cta-btn, .feature-grid > div, .testimonial-card, .cookie-banner button {
  transition: box-shadow 0.18s, border-color 0.18s, background 0.14s, color 0.13s, transform 0.14s;
}
.cta-btn:active {
  transform: scale(0.97) translateY(2px);
}
.feature-grid > div:active {
  transform: scale(0.98);
}
.testimonial-card:active {
  transform: scale(0.975);
}

/* ======= Z-INDEX LAYERING ======= */
header {z-index: 100;}
.mobile-menu {z-index: 9999;}
.cookie-banner {z-index: 10001;}
.cookie-modal-overlay {z-index: 10002;}

/* ======= MISC ======= */
::-webkit-scrollbar {
  width: 9px;
  background: #E8F1F5;
  border-radius: 4px;
}
::-webkit-scrollbar-thumb {
  background: #F8D433;
  border-radius: 8px;
}
